walmart credit card check application status

Some information can take longer to verify than others, especially if you are not an existing customer with the card issuer or bank. Issuers verify many pieces of information for each application. The simple reason you may not be approved for a credit card right away is usually that the card issuer is taking time to review your application carefully. Is there a reason why my credit card application hasn't been immediately approved? This often speeds up the application review process. For example, if you have a checking account with a financial institution, information about your income might be on record. That's because your bank may already have important information verified for an application you submit, such as your income. You already bank with the credit card companyĮxisting relationships with a bank can affect the timing of its review process.

A lengthier process should be expected for applications that use mail-in forms. When you apply on the phone, at a branch or online, decisions tend to arrive more quickly. The time it takes to get approved for a credit card might just depend on how you applied. That's because the additional information is required to complete the review process. You'd receive this notice requesting what's needed and indicating that the application status is still pending. One possible follow-up is a request for more information. There are a few major factors that affect the timing. Generally within 14 days of submitting your credit card application, you should receive a decision or a follow-up on your application. How long does it take for an application decision to be made? While you may not have tracking information for your physical credit card, delivery usually takes up to two weeks from the date of your approval. If you're approved for a credit card, we'll send a notice sharing the good news and explaining what to expect next. You can also call this number to check a Chase business credit card application status. If you urgently need an update, please refer to any communications we've sent or call us at 1-88. If you apply for a credit card with Chase, we may provide important updates until we make a decision on your application.

Check any notices or materials you received when you completed your application. Your reference number would be provided after you submit a credit card application. Whenever you check an application's status by phone, you may have to provide a reference number for your application and verify your identity with information like your Social Security number. Other times, you may need to navigate brief automated prompts to get a status update.

The line might quickly lead to a specialist who can provide detailed information about your credit card application, if available. Major credit card issuers have customer service phone lines that you can usually use to check an application status. How else can I check my credit card application status? Check notifications that you received from the card issuer when you completed the application-you might have been given an application portal and personal credentials to log in. This is common if you applied online to begin with. Some credit card companies have an option for you to check your credit card application status online. Can I check my credit card application status online?

Regardless, any time you spend waiting for a decision can feel like a stressful eternity, especially when applying for your first card. An application can be in a pending status for a long time, but there's often a reason. The time it takes can vary greatly, even if applying seemed to take just a few minutes. Not receiving a quick decision on your credit card application is usually not cause for concern.

Walmart credit card check application status